1. Decision on taking business in private: The Committee will decide whether to take items 3 and 4 in private. 2. Impact of Bank Closures: The Committee will take evidence from- Pete Cheema, Chief Executive, Scottish Grocers Federation; Tim McCormack; Ferhan Ashiq; Barry McCulloch, Senior Policy Advisor, FSB Scotland; Phil Prentice, Chief Officer, Scotland’s Towns Partnership. 3. Impact of Bank Closures: The Committee will consider evidence heard at today's meeting. 4. Work programme: The Committee will consider its work programme.